Its very unsafe to use ATM on ATM machines because people can easily hack ATM machines with simple tricks without having Computer Knowledge or anything. Simple tricks includes Social Engineering and ATM tempering can do this task very easily.
If you think like a hacker or thief then u can never be caught in this trap. Only smartness is not enough to be safe. We must be aware and conscious every time we use ATM's on ATM machines.
Things i noticed while using ATM's which may result in ATM hacking are.
1. A case i just experiences was my ATM was not working on a machine and ATM Machine was not accepting my ATM, one guy came to me and said may i help you being a techie geek i denied but what i noticed he was having one more same ATM in his hand, and his plan was to help me and get my PIN and swap his ATM with mine so he could withdraw my money from some other place.Then i noticed why my ATM was not working, when i checked then someone tempered the place where we swipe the ATM with an IRON PIN. There wasn't much space so my card was not accepted by the ATM. when i removed that thing from the Swipe machine my ATM worked like a charm.
2. Second case i noticed many times but seen today on a newspaper that a thief placed a BLADE below the enter key. We don't need to press ENTER key while entering PIN or choosing Withdraw option, we use ENTER key after entering the Amount we withdraw. And if ENTER key is not working then we people think that ATM machine is hanged and is not working, So we leave the ATM machine. in the mean time the Thief who waits us to leave the ATM comes and removes the blade from the ATM and get the money.
3. Never Allow anybody to enter the ATM place if you are doing any transaction. He/She can see your PIN and then later can do anything to get your ATM.
4. Try not to use ATM on the places which are very desolate.
5. Never leave the ATM until you see the message Transaction is failed or Welcome Screen asking to input an ATM card in the machine.
6. If ATM machine is not withdrawing money then call the help center of the BANK and tell them the problem. Your all conversation will be recorded to the CCTV Camera installed in ATM.
7. Never swipe ATM card while shopping, If u are very much aware of all this social engineering ang tricks only then use ur Credit or Debit Card while shopping on showrooms. Showroom owners can also steal your ATM details through Cameras installed on their cash counter. what they need to use your Debit or Credit card is just ATM no, Name on Card and PIN and everything is saved in the video footage of CCTV installed on Cash Counter.
8. If you have used the ATM and you feel that the place was not safe then immediately go to any ATM and then change the PIN or call the customer care to block your ATM. Always keep Customer Care no of your ATM Bank in your Mobile.
9. While shopping online try not to pay online if you have an option to pay cash on Delivery. Because leaving Debit Card information on some websites can be the reason of your money loss.
10. Always keep your eyes open while doing transactions and if you can then always keep small amount in the Account which you use for Online Banking and Debit Card Shopping.
11. Never use Salary Accounts for Online Banking this can be very dangerous.
Always keep your eyes Open while doing Electronic Transaction such as online payments, Debit and Credit card payments.
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